Essential Skills of Personal Finance is a one-credit course that introduces students to core concepts and everyday practices of personal finance. Students learn to track income and expenses, create a simple spending plan, understand basic banking products, distinguish between assets and liabilities, and recognize the role of credit and debt in overall financial well-being. The course emphasizes practical application, short reflections, and small action steps that students can implement immediately. By the end of the course, students will have a clearer picture of their current financial situation and a personalized set of next steps to support their academic, personal, and career goals.